Insurance

WHY WORK WITH US?

At Good Money, we're not just here to sell insurance, we're your partners in protecting what matters most.

From life and health to income protection, home and contents, and vehicle cover — our advisers take the confusion out of insurance.

We compare your options, explain the fine print, and find the right policy for your life and your goals. So you can get on with living, knowing you're covered.

Book a free consultation

OUR INSURANCE SERVICES

Life Insurance

Income Protection Insurance

Trauma Insurance

Mortgage Protection Insurance

Health Insurance

Home & Contents Insurance

Vehicle Insurance

WHAT OUR CLIENTS SAY

Don’t just take our word for it—hear how others reached their financial goals.

Thank you so much for your consistent support throughout this journey. Seemab and I truly appreciate the guidance and assistance you’ve provided in helping us secure our investment property.
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We are very pleased with the service from the entire Good Money team, it was smooth, professional, and reassuring at every step.

We will definitely recommend your services to our friends, family, and colleagues.
Abdul & Seemab, Investment Property.
"Thanks Jonny really appreciate you and your team all the hard work thank you.”
Michael, Financial Advice.

WHY CHOOSE GOOD MONEY?

PERSONALISED PROTECTION

No two people are the same, and neither are their insurance needs. Our experienced advisors take the time to understand your goals, then recommend providers and the right level of cover across life insurance, income protection, car insurance, and more.

CLEAR, HONEST ADVICE

Insurance can be full of fine print. We break down complex quotes in plain language, so you know exactly what you're covered for, whether it's health, home, or trauma insurance.

BEST COVER, BEST PRICE

We compare premiums from leading insurance companies, so you get the best value for your needs, without having to shop around yourself.

SUPPORT WHEN YOU NEED IT

When it's time to make a claim, we're in your corner. We'll guide you through the process and advocate on your behalf, so you get everything you're entitled to.

INSURANCE FAQs

Common questions about working with an insurance advisor in New Zealand.

What types of insurance do I really need?

Most Kiwis need at least life insurance, health insurance, and some kind of asset protection, like home insurance or vehicle insurance. Our insurance advisers review your situation and help you choose comprehensive insurance or specialist cover for your unique needs.

Is it worth using an insurance broker?

Definitely! A skilled insurance broker compares top providers, negotiates better premiums, and supports you with paperwork and claims at no extra cost. You get expert help and a single point of contact.

What are insurance policy exclusions?

Every insurance policy includes certain exclusions. Before you sign, our advisers ensure you know about excluded conditions (like pre-existing health issues or high-risk activities) so there are no surprises during a future insurance claim.

Can I change my insurance policy as life changes?

Absolutely. With a dedicated insurance adviser, policy updates or claims are easy, you just contact us for any review or change. No call centre queues, just direct support.

Why is life insurance important?

Life insurance pays out if you pass away, helping your family cover costs and debts, and protecting their financial future. Ask us for a free review to keep loved ones secure.

How does income protection insurance support my finances?

Income protection insurance pays a monthly income if you're unable to work due to illness or accident, covering your living and loan expenses when you need support most.

What's the risk of not having trauma insurance?

Without good trauma insurance, a major illness or accident could put a huge strain on your finances. Trauma cover pays a lump sum to help with treatment, recovery, and lifestyle changes.

How much insurance cover do I need?

Your right cover will match your debts, income, lifestyle, and dependents. Our insurance brokers provide free cover reviews, so you're never underinsured or overpaying.

How are insurance premiums set and can I lower them?

Premiums are based on age, health, and how much cover you want. We compare insurance premiums across NZ's best insurance companies to get you the best fit and deal.

What if I can't afford my premiums?

Get in touch if your situation changes, Good Money's insurance advisers can help you review options, lower cover, or find a more affordable insurance policy.

How do I make sure I'm getting the best deal?

Independent insurance brokers like us compare multiple policies and regularly review your cover to make sure you continue to get a great deal as life changes.

How do policy payouts work?

Payouts can be a lump sum (for life insurance or trauma insurance) or regular benefit (for income protection insurance), depending on your policy. We'll guide you through every step.

Do I need mortgage protection insurance?

Yes. Mortgage protection insurance helps you keep your home safe by covering your home loan repayments if illness or injury stops you working.

What if I change jobs or careers?

Check in with your insurance adviser whenever your income or job changes—we keep your income protection insurance and other cover up to date for peace of mind.

READY TO PROTECT WHAT MATTERS?

Our insurance advisors in Christchurch and across NZ are here to help you find the right cover.

Book a free consultation