KiwiSaver

WHY WORK WITH US?

Good Money's independent advisors compare providers, review funds, and help you choose the right strategy for your goals.

KiwiSaver is more than a retirement plan, it's a smart way to grow your savings, buy your first home, and secure your financial future. But with so many providers and funds to choose from, how do you know you're making the most of your money?

Let our friendly team handle the details, so you can get on with life knowing your KiwiSaver is working as hard as you do.

Book a free consultation

OUR KIWISAVER SERVICES

KiwiSaver Fund Choice

First Home Buyers
& KiwiSaver

Maximising KiwiSaver
Contributions

KiwiSaver Fee &
Comparison Service

WHAT OUR CLIENTS SAY

Don’t just take our word for it—hear how others reached their financial goals.

"We recently worked with Ed Carvell to secure our first investment property, and the experience couldn’t have been better.
‍
Ed guided us every step of the way, making what can be a complex process feel straightforward and manageable.

We always felt informed and supported from start to finish. We’d highly recommend Ed to anyone looking to get into property or grow their portfolio."
Tony & Lauren, Investment Property.
“I wanted to take a moment to sincerely thank you for the outstanding support and guidance you provided throughout our first home-buying journey.

Buying a house can often feel overwhelming, but your professionalism, patience, and clear communication made the entire process smooth and stress-free for us.

We are extremely grateful for everything you have done and would highly recommend your services to anyone looking for a reliable and knowledgeable financial advisor.”
Senaka & Tharushi, First Home Buyer.
Thank you so much for your consistent support throughout this journey. Seemab and I truly appreciate the guidance and assistance you’ve provided in
helping us secure our investment property.
‍
We are very pleased with the service from the entire Good Money team, it was smooth, professional, and reassuring at every step.

We will definitely recommend
your services to our friends, family, and colleagues.
Abdul & Seemab, Investment Property.
“Thanks Jonny really appreciate you and your team all the hard work thank you.”
Michael, Financial Advice.
“Thank you for all of your support".
Noloysio, New Property.

WHY GET KIWISAVER ADVICE WITH GOOD MONEY?

WE COMPARE KIWISAVER OPTIONS NZ-WIDE

Not all KiwiSaver schemes are the same. We research leading KiwiSaver providers, fees, performance, and KiwiSaver fund types to help you find the best match.

INDEPENDENT, UNBIASED KIWISAVER ADVICE

Because we're not tied to any KiwiSaver provider, our KiwiSaver advisor team focuses 100% on your financial goals, not on selling a specific product.

FIRST-HOME BUYER SUPPORT

Planning a KiwiSaver first home withdrawal? We'll guide you through eligibility, the withdrawal process, and help you confirm your KiwiSaver fund meets the qualifying criteria.

CLEAR, FRIENDLY GUIDANCE

We explain it all, KiwiSaver contribution rates, KiwiSaver government contribution, employer contributions, and provider switching, in plain language without the jargon.

ONGOING KIWISAVER SUPPORT

Your needs evolve, and so should your KiwiSaver fund type. We review your KiwiSaver investment regularly to ensure your KiwiSaver growth fund, KiwiSaver balanced fund, or KiwiSaver conservative fund still fits your financial situation.

KIWISAVER FAQS

Got questions about KiwiSaver? Here are answers to the most common questions Kiwi's ask.

How do I pick the best KiwiSaver fund?

It depends on your risk tolerance, timeframe, and goals. Our team uses KiwiSaver comparison tools to weigh performance, risk, and fees, showing you the best KiwiSaver funds for your plan.

Should I switch KiwiSaver providers if mine is underperforming?

If your KiwiSaver provider charges high fees or delivers low returns, switching could boost your growth over time. We make it easy to compare and move your account.

Can I use my KiwiSaver for a first home?

Yes. If you meet eligibility criteria, you can use your KiwiSaver for a first-home deposit. We help ensure your KiwiSaver fund and provider support smooth withdrawals.

What's the difference between KiwiSaver conservative, balanced, and growth funds?

KiwiSaver conservative funds focus on stability with lower risk and lower returns.
KiwiSaver balanced funds mix growth and income assets for moderate risk and return.
KiwiSaver growth funds aim for higher returns through larger share exposure.
Our KiwiSaver advisors will help you match a fund to your age, goals, and comfort level.

How do I check my KiwiSaver account balance or fund performance?

Most KiwiSaver providers have online platforms or apps showing your KiwiSaver account and performance. We can teach you how to interpret and compare results.

How do government KiwiSaver contributions work?

If you're aged 18–65 and contributing regularly, you could receive an annual KiwiSaver government contribution. We'll make sure you don't miss out.

Can I withdraw KiwiSaver for emergencies or hardship?

Some KiwiSaver providers allow early withdrawal for hardship, illness, or relocation overseas. Our team explains eligibility and assists with the process.

READY TO OPTIMISE YOUR KIWISAVER?

Our KiwiSaver experts in Christchurch and across NZ are here to help you make the most of your retirement savings.

Book a free consultation